The Top 5 Reasons You May Need a Reverse Mortgage


Interested in a Reverse Mortgage?  Understanding just how a reverse mortgage works is one of the most important aspects to deciding whether or not it’s right for you. So without further ado, here’s what you should know about a reverse mortgage.  What is a Reverse Mortgage? A reverse mortgage is essentially exactly what it sounds… [Read More]

Fixed and Adjustable Rates: What You Need to Know


When it comes to home financing, the type of interest rate you choose can be very important to meeting your financial goals. Choosing the type of interest rate that best meets your needs can save you thousands of dollars over the life of the loan. This week, we’ll explore fixed and adjustable rates and how… [Read More]

USDA vs FHA Loans


Government-backed mortgages are a popular home financing option for all types of borrower. Each type is guaranteed by a different government agency and funded through private lenders. They’re designed to help those who might not otherwise get approved for conventional loans gain access to affordable home financing. USDA and FHA loans are two of the… [Read More]

Understanding Mortgage Insurance

house with black shutters

Calstar Mortgage Inc. assists homeowners in California with a variety of home financing needs. Today we want talk about mortgage insurance and what it means for you as a homeowner. First, it is important to understand that mortgage insurance is designed to protect lenders. If a borrower defaults on their mortgage, insurance compensates lenders for… [Read More]

How to Rebuild Credit

Young Man Worries About Debt and Money

Your credit score and credit history can have a huge impact in many areas of your life. Intended to serve as a benchmark of your financial fitness, your credit score is used by all types of lenders to determine your worthiness as a borrower. This is an especially important factor used by mortgage lenders to… [Read More]

Things to Look for When Buying a Home


Buying a house is important. Unless you’re a mortgage or real estate professional, it’s likely that you have more than a few questions about the process. At CalStar Mortgage Inc., we love not only helping clients find financing, but also educating them about the process so they can feel confident in their choices. In this… [Read More]

Choosing a Realtor: What You Need to Know

New Family Home

Are you ready to buy a home in La Cañada Flintridge or nearby California, but unsure where to start? The team at CalStar Mortgage Inc. can not only help you find home financing, but also can connect you with successful local Realtors who will help you find the perfect home. In this week’s blog, we’ll… [Read More]

The Homebuying Process

Business deal

The decision to buy a home is one of the most important choices you’ll ever make. Getting started with the process can be intimidating, whether you’re buying your first home or have purchased one in the past. In this week’s blog from CalStar Mortgage, we’ll walk through the basic steps in the homebuying process, with… [Read More]

Mortgage Preapproval vs. Prequalification

modern home

Before you choose a home you want to purchase, you’ll need to know how much financing you’re eligible for. Mortgage prequalification and mortgage preapproval are two ways in which a lender lets a borrower know how much he or she can borrow. There are some key differences when it comes to mortgage preapproval vs. prequalification,… [Read More]

Exploring Different Types of Home Loans


Finding the right home financing to purchase a home can be a daunting task, especially for a first-time homebuyer. There are many types of home loans, each of which has different pros and cons to consider. In this week’s blog from CalStar Mortgage Inc., our lending professionals will introduce common home financing options to help… [Read More]